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Whole Life Insurance — These policies guarantee coverage up to a certain age usually age 95 or and provide cash value, which means that they can be liquidated for cash in the event the insurance is no longer needed. For most applications, the insurer requires several weeks to collect and evaluate data from your physician and perhaps other sources of information. Additionally, your age and income have a direct bearing on your life insurance needs. Compare life insurance quotes from various insurers. The amount of coverage you select should be equal to the financial loss which the death of the insured will impose upon you or your beneficiary and many Industry experts recommend that you purchase 8 to 12 times your current annual income. Life insurance can be used:

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